Equity & Trade

15 calculators

What you actually owe versus what your car is worth, and what that gap means for trading in. Start with your current equity, then work forward into negative-equity or timing decisions if you are underwater.

• Car Equity Calculator
  How much equity do I have in my car?
• Negative Equity Calculator
  How much negative equity do I have, and what would rolling it in cost?
• When Will My Car Have Positive Equity?
  When will my loan balance drop below my vehicle value?
• Trade Now vs Wait 6 Months
  Should I trade in my car now or wait six months?
• Down Payment Needed to Eliminate Negative Equity
  How much cash prevents my old loan gap from riding along on a new deal?
• Trade-In Equity Calculator
  How much usable equity does my actual trade offer give me?
• Negative Equity Rollover Payment
  How much does rolling my old loan shortfall into a new loan change my payment?
• Auto Loan LTV Calculator
  What is my auto loan's loan-to-value ratio?
• Payment Needed to Reach Positive Equity Faster
  How much extra do I need to pay each month to be equity-positive by a specific date?
• Private Sale vs Trade-In
  Would I net more money selling my car privately or trading it in?
• Maximum Negative Equity for Target Payment
  How much of my old loan shortfall can I roll in and still hit my target payment?
• Trade Now vs Wait 12 Months
  Should I trade in my car now or wait a full year?
• Use Trade Equity vs Keep Cash
  Should I put my positive trade equity toward the new loan or keep it as cash?
• Trade-In Tax Savings Calculator
  How much could my trade-in actually reduce the sales tax I owe on my next car?
• Negative Equity Recovery Planner
  What is the fastest, or cheapest, way out of negative equity: waiting, paying extra, or a cash lump sum?