Disclaimer

Vehicle Economics is not a lender, dealer, insurer, or valuation service. Its recommendations are deterministic outputs of the assumptions you enter, run through the models described on the Methodology page. They are not personalized financial, legal, or tax advice, and no output should be treated as a guaranteed loan offer, lease quote, or resale value.

Loan and lease math is a planning model, not a payoff or contract quote: your actual lender or lessor's statement, contract terms, and applicable law control the real numbers. Where a lease question depends on your signed contract (early exit, extension, mileage, disposition, purchase rights), this site only uses the figure or method you supply from that contract, it never invents or estimates a lessor's fee or a legal right on your behalf.

No tax, incentive, insurance rate, or dealer-fee figure is fetched or implied to be current. Every such value is either entered by you or explicitly labeled as a planning estimate.