Vehicle EconomicsVehicle Economics
A neutral operating system for the economics of your vehicle decisions: buying, financing, owning, operating, comparing, repairing, and replacing a vehicle. Pick a decision area below, or jump straight to Keep vs Replace Car if you're not sure where to start.
Every calculator here goes past the headline number: a recommendation with the tradeoffs behind it, the hidden insight most people never think to check, and a break-even point that tells you exactly when the answer flips, not just a payment.
Buy & Finance
Affordability, payment, term, down payment, and refinance.
32 calculatorsEquity & Trade
What your car is worth, negative equity, and trade timing.
19 calculatorsOwnership
True cost per mile, fuel, and total cost of ownership.
18 calculatorsKeep or Replace
Whether a repair bill or an aging car is worth replacing.
21 calculatorsLease
Lease payments, buyouts, and lease vs buy.
16 calculatorsCompare
New vs used and other side-by-side vehicle choices.
15 calculatorsEV & Hybrid
Charging cost, EV vs gas, and hybrid break-even math.
18 calculatorsResources
Background and methodology behind the numbers, before or after you run a calculator.
22 resources